Modern Home Seller Guide

Dear Seller,

Navigating the intricate real estate and home financing world can be daunting as the landscape undergoes transformative changes, particularly with affordability, values, commission conversations, and increasing lowball offers. I've assembled this playbook to illuminate solutions to our market's most pressing challenges. Consider this an educational tool and a resource you can share with your sellers. It's designed to answer some of the pivotal questions they may have about the nuances of selling and purchasing real estate under your expert guidance.

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⚡️ AFFORDABILITY SOLUTIONS ⚡️ Home affordability is a cornerstone in our industry. My team and I are equipped to devise financing solutions that cater to a diverse range of potential homebuyers. By securing favorable rates or introducing unique loan products, our goal remains steadfast: making the dream of homeownership feasible for more individuals. Example video on the sidebar: ➡️

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⚡️ APPRAISAL GAP SOLUTION ⚡️ We have a remedy when a property's appraised value doesn't measure up to the anticipated list price. Our appraisal gap strategy is tailored to bridge this disparity, ensuring that you, as the listing agent, can secure the most competitive offer for the property. I've incorporated a video detailing our approach to this challenge for a more comprehensive understanding. Example video on the sidebar: ➡️

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⚡️ COMMISSION GAP ⚡️ There are times when specific commissions might fall short. Fear not, as our Commission Gap initiative ensures a seamless transactional experience. We meticulously structure the financing to cover all associated costs, eliminating the possibility of any unforeseen financial hitches. Example video on the sidebar: ➡️

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⚡️ NEGOTIATING LOWBALL OFFERS ⚡️ Encountering a lowball offer doesn't have to be a setback. We have a tried-and-true strategy to counter such offers, striking a balance that meets the buyer's proposal without compromising your financial considerations. This approach ensures that both parties reach an equitable and satisfactory agreement. Example video on the sidebar: ➡️

I aim to be a collaborative partner in your real estate journey. Our challenges in this dynamic market are surmountable with the right tools and strategies. I hope this playbook serves as a testament to my commitment to excellence and unwavering support for you and your clients. Let's work together to turn challenges into opportunities and achieve unparalleled success in our ventures.

Warm regards,

Nick Golmitz

Mortgage Advisor | NEO Home Loans

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Reviews

"Nick provided multiple choices of financing, along with the Pros and Cons of each choice. My wife and I would highly recommend Nick Golmitz for your financial needs."

david c

"In a time of need or accomplishing goals I was extremely impressed and happy with the whole process. Nick golmitz has continued to impress in all ways and produce results every time."

eric a

"Nick is a true professional and I am so pleased with my home-buying experience. Making the decision to purchase a home was intimidating initially, but Nick talked me through each step of the process, made sure I understood the scenarios we discussed, and truly made the process of breeze. I would never have imagined the process could be as easy as this went. I am thankful for Nick and Team and their total support and guidance, which is truly priceless. Thank you for helping me accomplish this goal!"

nicole g

"All though it was our first time buying a home, Nick and his team made it possible and enjoyable. Nick’s thoroughness and knowledge allowed us to feel confident making an offer, then sit back while the rest of the process took place. Will absolutely recommend to anyone looking to purchase a home. We are looking forward to this continuing conversation about our long term goals!"

jake w

"We had an amazing experience working with Nick Golmitz from start to finish. My partner and I felt supported throughout the entirety of the pre-approval, our home search, making an offer, and getting the loan approved. Nick went above and beyond spending time with us to answer all of our questions and to educate us regarding our lending options, future refinancing, and the home buying process, which was important to us as first time home buyers. The sale went through seamlessly, in large part due to Nick’s diligence, meticulousness, and expertise in ensuring that all of our bases were covered. We cannot recommend his holistic mortgage advising services highly enough!"

alicia l

"Our interaction with Nick and his team exceeded all expectations. With adept skill, Nick led us through a multiple offer scenario and secured our dream home, even without making the highest bid in our initial offer. His impeccable timing in locking our mortgage rate proved invaluable as rates surged shortly after. Nick seamlessly blends his financial expertise with a compassionate approach. He took the time to enlighten us about our personal financial landscape versus the national economy, patiently addressing all our inquiries and ensuring we remained well-informed throughout the journey. Nick and his team's approach was evidently centered around more than just selling us a significant mortgage; their priority was delivering accurate data regarding the investment, assisting us in moving towards financial independence, and establishing a foundation for generational prosperity. We're incredibly grateful for his instrumental role in our homebuying journey, and most importantly, our financial future!"

andrew p

"Nick was an outstanding Morgage Advisor throughout our home buying journey. Even during the initial pre-approval phase (which is usually overly tedious), Nick made sure the process was as seamless and painless as possible. He helped us determine the best loan options for our family, as well as provided guidance on ways we could save/better invest our money moving forward. Overall, we felt that Nick was genuine in helping us make the best choices to set our family up for the future. Even after we closed on our house, Nick is still available to answer all the questions we have. Thanks again! Highly recommend!"

shana d

"My husband and I felt supported throughout the entire process. Any question/concern was answered quickly by Nick and team and we felt that it came from a very genuine place."

shana d

"What made this a great experience was the truly genuine and authentic nature of working with Nick and his team. There were no hidden agendas, no ulterior motives. It was like working with a family member that truly had our best interest at heart. I could not have asked for a better home buying experience. From the bottom of our hearts, THANK YOU!!"

eric l